Your savings are safe at HS Bank.

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Savings Accounts

Savings Account

Our highest-paying savings account has a $100 minimum balance. If you're under 19 years old, no service charges apply. Interest compounds quarterly. All we ask is that you limit withdrawals to no more than six per month or 18 per quarter. There is a $1.00 fee for each withdrawal in excess of the maximum allowed. A $3.00 quarterly service charge is assessed if the account balance falls below $100.

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CD's

A Certificate of Deposit (CD) typically offers a higher rate of interest than a regular savings account.  We continue to lead our market in competitively priced certificates. Select a term from three months to five years and let your savings work for you at a guaranteed rate of return.

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IRA's

Save for your future today by investing in an Individual Retirement Account (IRA).  You may choose either a Traditional IRA or a  Roth IRA, both with twelve month terms.

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Kool Kids Savings

A savings account especially for customers under the age of 19. No minimum balance and no service charges—and we'll start your account by depositing $5.00 in it ourselves! Interest compounds quarterly. All we ask is that you limit withdrawals to no more than six per month or 18 per quarter. There is a $1.00 fee for each withdrawal in excess of the maximum allowed.

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Rates  Click Rates for the current rates sheet.

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