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We’ve
been serving our community since 1964. We proudly serve our customers
in Hastings, Lincoln, Roseland and Fairfield Nebraska. |
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Hastings
State Bank is working hard to meet your needs and lifestyle changes
by providing you with convenient banking opportunities. |
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With
our online banking, you can access your bank accounts 24 hours a
day 7 days a week. |
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All of this from your friends
and neighbors at Hastings State Bank. |
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CONSUMER FINANCIAL
INFORMATION PRIVACY DISCLOSURE |
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Hastings State Bank collects information
you might consider to be private, such as account numbers, social
security numbers, income and net worth about you (nonpublic personal
information) from the following sources: |
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Information we receive
from you on applications or other forms; |
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Information about
your transactions with us or others; and |
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Information we receive
from a consumer-reporting agency. |
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We do not disclose any nonpublic personal
information about you to anyone, except as permitted by law, such
as reports to credit bureaus, IRS reporting, responses to subpoenas,
search warrants, and summons.
We restrict access to your personal and account information to those
employees who need to know that information to provide products and
services to you. We maintain physical, electronic, and procedural
safeguards that comply with federal standards to guard your nonpublic
personal information.
Hastings State Bank may disclose all of the information we collect,
as described above, to companies that perform marketing services on
our behalf or to financial institutions with whom we have joint marketing
agreements.
Should you decide to close your account(s) or become an inactive customer,
we will adhere to the privacy policies and practices as described
in this notice. |
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HASTINGS STATE
BANK SECURITY |
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HASTINGS STATE BANK is pleased to offer
internet banking services. Delivering these services requires a solid
security framework that protects you and our institution's data from
outside intrusion. We are committed to working with our internet service
and communications providers to produce the safest operating environment
possible for our customers. The information below summarizes our security
framework, which incorporates the latest proven technology. A section
at the end also summarizes your responsibilities as a user of the
internet banking system with regard to security. There are several
levels of security within our security framework. User Level deals
with cryptography and Secure Sockets Layer (SSL) protocol, and is
the first line of defense used by all customers accessing our Banking
Server from the public Internet. Server Level focuses on firewalls,
filtering routers, and our trusted operating system. Host Level deals
specifically with our internet banking services, and the processing
of secure financial transactions.
User Level
There are several components of User Level security that ensure the
confidentiality of information sent across the public Internet. The
first requires your use of a fully SSL-compliant 128 bit encrypted
browser such as Netscape Navigator or Microsoft Internet Explorer.
SSL is an open protocol that allows a user’s browser to establish
a secure channel for communicating with our Internet server. SSL utilizes
highly effective cryptography techniques between your browser and
our server to ensure that the information being passed is authentic,
cannot be deciphered, and has not been altered en route. SSL also
utilizes a digitally signed certificate which ensures that you are
truly communicating with the Online Banking Server and not a third
party trying to intercept the transaction.
After a secure connection has been established between your browser
and our server, you then provide a valid User ID and Password to gain
access to the services. This information is encrypted, logged by the
server forming another complete physical security layer to protect
the server's information, and a request to log on to the system is
processed. Although SSL utilizes proven cryptography techniques, it
is important to protect your User ID and Security Code from others.
You must follow the password parameters we specify at the time you
sign up for an Internet banking account. We also recommend changing
your password often. Session time-outs and a limit on the number of
logon attempts are examples of other security measures in place to
ensure that inappropriate activity is prohibited at the User Level.
Server Level
All transactions sent to our Banking Server must first pass through
a filtering router system. These filtering routers automatically direct
the request to the appropriate server after ensuring the access type
is through a secured browser and nothing else. The routers verify
the source and destination of each network packet, and manage the
authorization process of letting packets through. The filtering routers
also prohibit all other types of Internet access methods at this point.
This process blocks all non-secured activity and defends against inappropriate
access to the server.
The Banking Server is protected using the latest firewall platform.
This platform defends against system intrusions and effectively isolates
all but approved customer financial requests. The platform secures
the hardware running the Online applications and prevents associated
attacks against all systems connected to the Banking Server. The system
is monitored 24 hours a day, seven days a week for a wide range of
anomalies to determine if attempts are being made to breach our security
framework.
Host Level
Once authenticated, the customer is allowed to process authorized
internet banking transactions using host data. In addition, communication
time-outs ensure that the request is received, processed, and delivered
within a given time frame. Any outside attempt to delay or alter the
process will fail. Further password encryption techniques are implemented
at the host level, as well as additional security logging and another
complete physical security layer to protect the host information itself.
User Responsibilities
While our service provider continues to evaluate and implement the
latest improvements in Internet security technology, users of the
online banking system also have responsibility for the security of
their information and should always follow the recommendations listed
below: |
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Utilize the latest
128 bit encryption version of either Microsoft® Internet Explorer |
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or Netscape® Navigator,
with display resolution of 800x600 pixels. The online banking
system is best viewed and is most secure when you use one of
these two browsers, as they are both certified for use at our
site. |
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Your password must
be kept confidential. You must follow our specific parameters |
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for a password and
change it frequently to ensure that the information cannot be
guessed or used by others. |
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Be sure others are
not watching you enter information on the keyboard when using |
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the system. |
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Never leave your computer
unattended while logged on to the online banking |
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system. |
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Others may approach
your computer and gain access to your account information |
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if you walk away. |
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Click Exit when you
are finished using the system to properly end your session. |
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Once a session has
been ended, no further transactions can be processed until you
log on to the system again. |
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Close your browser
when you are finished, so that others cannot view any account |
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information displayed
on your computer. |
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Keep your computer
free of viruses. Use virus protection software to routinely |
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check for a virus
on your computer. Never allow a virus to remain on your computer
while accessing the online banking system. |
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Report all crimes
to law enforcement officials immediately. |
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When you follow these simple security measures,
your interaction with the online banking system will be completely
confidential. We look forward to serving your online banking needs
both today and into the future - securely! |
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